What
does it cover anyway?
The typical policy contains
several categories of coverage, each with its own limit.
Most coverages are based on a percentage of the coverage
on your house. |
|
A.
Dwelling
100%
of the cost to rebuild (exclude the value of land.
It's not what the real estate
guy said he could get you, from that anxious buyer).
|
B.
Other Structures
10% Sheds, garages
and the dog house. You know,
your husband's special place from time to time. |
C.
Personal Property
70% All your
stuff with some limitations on certain
items, like jewelry and that secret Elvis Collection.
|
D.
Loss of Use
20%
The cost to rent someplace so you don't have to
move
in with the in-laws while we fix your house.
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E.
Personal Liability
$300,000 At
least! so when your dog bites the
mailman, you won't be in the dog house.
|
F.
Medical Payments
$1,000
This will pay for the boo-boo when the
neighbor's brat gets hurt on your property.
"Hey I' ll pay the doctor bill,
just don't sue me".
|
If
you had enough of our blather, go to the
Insurance Shopper
You can fax us a copy of your policy (not the whole
thing, just the part that lists your coverage)
Want more interestingly boring facts about homeowner
insurance?
Send us an e-mail at
info@insuranceplus.net
for a free copy of the "Homeowner
Dictionary".
Find out about your coverage before you have a claim.
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